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<table class="key" style="width:200px;"><tr><td style="padding:10px;"><span style="font-weight:bold;font-size:16px;">Contents</span><br/><br />
<A href="#section1">How to Play</A><BR>
<A href="#section2">WinPoints</A><BR>
<A href="#section3">Challenge Your Friends</A><BR>
<A href="#section4">Handicap Rules</A><BR>
<A href="#section5">Handicap Table</A><BR>
<A href="#section6">FAQ</A><BR>
<A href="#section7">Contact</A><BR>
<A href="#section8">Disclaimer</A><BR>
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<A name="section1"><span style="font-weight:bold;font-size:16px;">How to Play</span></A><br/><br />
<span style="font-weight:bold">1.</span> Predict the winner of one of the many listed sport games according to the handicap of the teams (see handicap rules below). 
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<span style="font-weight:bold">2.</span> Build a consecutive winning streak to claim a prize.
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<span style="font-weight:bold">3.</span> Verify your shipping address and winning streak with the administrator to collect your prize.
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<span style="font-weight:bold">Note: </span><br/>
- You may pick as many games as desired at one time.<br/>
- The order of your winning streak is determined by the time and date of the game as displayed under your 'Current bets' tab.
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<A name="section2"><span style="font-weight:bold;font-size:16px;">WinPoints</span></A><br/><br />
WinPoints are the currency of 13wins. You will need 50 WinPoints to place each bet, and you may use them to unlock free Wins. </br></br>
You can gain WinPoints via inviting or challenging your friends, cash exchange, writing comments, and one of the many rewards offered.
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<A name="section3"><span style="font-weight:bold;font-size:16px;">Challenge Your Friends</span></A><br/><br />
If you place a bet on any sport game, you may use up to 500 WinPoints to challenge each of your friends. 
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The rules are simple: <br/>
- If you win the bet, you gain double the WinPoints challenged with.<br/>
- If you lose the bet, you lose the WinPoints challenged with.
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<A name="section4"><span style="font-weight:bold;font-size:16px;">Handicap Rules</span></A><br/><br />
<span style="font-weight:bold;">Basketball Example</span><br/><br />
<center><%=image_tag"example1.jpg"%></center><br />
If you bet on New Orleans Hornets, the game above shows that they must beat Phoenix Suns by more than 3.5pts. <br/>
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If you bet on Phoenix Suns, the game above shows that they must lose to New Orleans Hornets by less than 3.5pts. <br/>
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Example Results<br/>
New Orleans Hornets 103 : Phoenix Suns 100<br/>
- Bet on New Orleans Hornets lose<br/>
- Bet on Phonix Suns win<br/>
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New Orleans Hornets 104 : Phoenix Suns 100<br/>
- Bet on New Orleans Hornets win<br/>
- Bet on Phonix Suns lose<br/>
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<span style="font-weight:bold;">Football Example</span><br/><br />
<center><%=image_tag"example2.jpg"%></center><br />
If you bet on Liverpool, the game above shows that they must beat Blackburn Rovers by more than 1.5 goals. <br/>
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If you bet on Blackburn Rovers, the game above shows that they must lose to Liverpool by less than 1.5 goals. <br/>
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Example Results<br/>
Liverpool 1 : Blackburn Rovers 0<br/>
- Bet on Liverpool lose<br/>
- Bet on Blackburn Rovers win<br/>
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Liverpool 2 : Blackburn Rovers 0<br/>
- Bet on Liverpool win<br/>
- Bet on Blackburn Rovers lose<br/>
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Liverpool 2 : Blackburn Rovers 1<br/>
- Bet on Liverpool lose<br/>
- Bet on Blackburn Rovers win<br/>
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<span style="font-weight:bold;">Football Example 2</span><br/><br />
<center><%=image_tag"example3.jpg"%></center><br />
If you bet on Wigan Athletic, the game above shows that they must lose to Arsenal by less than 0.75 goals.<br/> 
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If you bet on Arsenal, the game above shows that they must beat Wigan Athletic by more than 0.75 goals. <br/>
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Example Results<br/>
Wigan Athletic 0 : Arsenal 0<br/>
- Bet on Wigan Atheltic win<br/>
- Bet on Arsenal lose<br/>
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Wigan Athletic 0 : Arsenal 1<br/>
- Bet on Wigan Atheltic 1/2 lose<br/>
- Bet on Arsenal 1/2 win<br/>
<br/>
Wigan Athletic 0 : Arsenal 2<br/>
- Bet on Wigan Atheltic lose<br/>
- Bet on Arsenal win<br/>
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<A name="section5"><span style="font-weight:bold;font-size:16px;">Handicap Table</span></A><br/><br/>
Use the table below to determine the result based on the home and away team handicap and score:<br/></br>
<center><%=image_tag"handicap-table.png"%></center>
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<A name="section6"><span style="font-weight:bold;font-size:16px;">FAQ</span></A><br/><br/>
<span style="font-weight:bold">Q:
What are Handicaps?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Handicaps are one of the most popular forms of sports betting. Handicaps are like giving one team a head start so they have virtual lead in the game with 1/2 goal, 1/4 goal, 1 goal, etc... Handicaps eliminate the possibility of a draw in a football match.
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Sometimes this handicap is also known as 0/0.5 for +0.25 and 0.5/1 for +0.75.
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<span style="font-weight:bold">Q:
Why Handicaps?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Football is one of the few sports in the world where a draw is fairly common. With traditional fixed odds, draws are treated as an additional outcome to the game. In other words, players lose when they place a bet on either team to win and the game is a draw. With handicaps, however, the chance for a draw is minimized. This creates a situation where each team has a 50-50 chance of winning; similar to the odds for a basketball or baseball game where a draw is impossible.
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<span style="font-weight:bold">Q:
Are you really giving out prizes?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Yes. This game is not a scam, we have real prizes to give out to winners.
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<span style="font-weight:bold">Q:
If I win when will i receive my prize?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Once the streak has been confirmed with the administrator, your gadget should arrive in 6-8 weeks. Note that all shipping costs are paid by the prize winner.
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<span style="font-weight:bold">Q:
What happens to half wins and half loses?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Half wins are accumulated into your winning streak but you will need another half win to complete one full win. The same goes for half loses, you will still be in the same streak but it will be accumulated into your score as a -0.5. If you receive another half lose or more it will end your streak. In addition, you will need to make up the half lose with another half win or more. That is, 0.5 will be deducted from your cumulative streak.
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<span style="font-weight:bold">Q:
Will more sports be added to 13wins?<br/></span>
<span style="font-weight:bold">A:</span><br/>
You can bet more sports will be added in the future. Right now we are focusing on making a great game before we expand to other leagues.
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<span style="font-weight:bold">Q:
Can I suggest new features or changes to the game?<br/></span>
<span style="font-weight:bold">A:</span><br/>
Yes, absolutely. We would love to hear from our users and their concerns. We suggest posting in our forum so your feedback is shared among the community.
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<span style="font-weight:bold">Q:
Is this gambling?<br/></span>
<span style="font-weight:bold">A:</span><br/>
We do not give out any cash prizes. 13wins is a game of skill and is not considered gambling.
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<A name="section7"><span style="font-weight:bold;font-size:16px;">Contact</span></A><br/><br/>
Contact <span style="font-weight:bold">Erik Chan</span> (13wins[at]gmail.com) for any other questions.
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<A name="section8"><span style="font-weight:bold;font-size:16px;">Disclaimer</span></A><br/><br/>
<span style="font-size:10px">
- All prizes are subject to availability.<br/><br/>
- Only users who provide a valid shipping address will receive a prize.<br/><br/>
- 13wins reserves the right in its sole discretion, to modify, cancel, terminate, and/or suspend the game and to disqualify any individual who tampers with the entry process or acts in a disruptive or unsportsmanlike manner.<br/><br/>   
- 13wins is not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment, hardware, software or programming associated or used; (2) technical errors, defects, delays or failures of any kind, including without limitation malfunctions, interruptions or disconnections in communications lines, Internet or website access, hardware or software; (3) digital or electronic disruptions, e.g., viruses other security breaches; (4) unauthorized human intervention, e.g., hacking; (5) technical or human error which may occur in connection with any aspect of the game; and (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the game, access to, copying or downloading materials from any other website, or receipt or use of any prize.<br/><br/>
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